Imagine: it’s August, creeping up on triple digits, and your air conditioning unit stops. It just dies. Quits working. No more AC system, no more cool air to help you stay comfortable. It’s finished.
So you call an air conditioning company to come perform an inspection and they validate what you already knew – it’s time you purchased a new AC system. And then they follow up with something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of system(s) you want, the kind of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend your summer soaking in sweat and blowing fans over ice? Or shell out all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you understand that the typical consumer in the United States has under $5,000 they can get ahold of, it makes perfect sense. So when life happens and things fail, and unexpected expenses such as an AC repair or replacement is required, it is crucial that we have affordable financing options available.
At Abbey Air Service Experts we have several financing options for people looking to replace their HVAC systems. The first set of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional purchasers are those that will most likely have the available dollars to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Abbey Air Service Experts also offers financing programs with a lower monthly fixed payment and a decent interest rate. This is for people who may not have the total value as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This payment schedule makes a new HVAC system more affordable, while also obtaining an efficient system that will help lower energy bills while providing home comfort.
The financing programs at Abbey Air Service Experts are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what are you waiting for? Call Abbey Air Service Experts today for a free in-home home comfort analysis and we will help you decide which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to hear from you!